{"id":27814,"date":"2020-11-23T16:05:03","date_gmt":"2020-11-23T15:05:03","guid":{"rendered":"https:\/\/www.ce-illkirch.fr\/wordpress\/?p=27814"},"modified":"2023-08-17T10:16:13","modified_gmt":"2023-08-17T08:16:13","slug":"epargne-retraite-perco-en-gestion-pilotee-attention","status":"publish","type":"post","link":"https:\/\/www.ce-illkirch.fr\/wordpress\/2020\/11\/non-classe\/epargne-retraite-perco-en-gestion-pilotee-attention\/","title":{"rendered":"Epargne retraite (PERCO) en gestion pilot\u00e9e : attention"},"content":{"rendered":"<p>Lorsqu&rsquo;Amundi (gestionnaire de l&rsquo;\u00e9pargne salariale et retraite des salari\u00e9s ALE) vous propose de lui d\u00e9l\u00e9guer le pilotage de votre \u00e9pargne retraite, le robot conseiller vous pose peu de questions. En fait, il vous demande juste quel est votre horizon de retraite et votre \u00ab\u00a0profil\u00a0\u00bb de risque : prudent, \u00e9quilibre ou dynamique. Votre \u00e9pargne sera alors r\u00e9partie entre un fonds Actions, un fonds Obligations et un fonds Mon\u00e9taire selon les courbes suivantes :<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-27821\" src=\"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco-300x176.jpg\" alt=\"\" width=\"787\" height=\"461\" srcset=\"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco-300x176.jpg 300w, https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco-768x449.jpg 768w, https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco-110x64.jpg 110w, https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco-420x246.jpg 420w, https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco-735x430.jpg 735w, https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/perco.jpg 921w\" sizes=\"auto, (max-width: 787px) 100vw, 787px\" \/><\/p>\n<p>La partie Actions (en rouge) est investie dans le fonds \u00ab\u00a0Convictions\u00a0\u00bbnon labellis\u00e9 ISR, dont la notation ESG (Environnement, Social, Gouvernance) est inconnue.<\/p>\n<p>Donc si le crit\u00e8re de labellisation ISR (Investissement Socialement Responsable), voire Solidaire est important pour vous, il est pr\u00e9f\u00e9rable de passer en <strong>gestion libre<\/strong> pour piloter vous-m\u00eame la r\u00e9partition. Pr\u00e8s de 50% du fonds \u00ab\u00a0Label Equilibre Solidaire\u00a0\u00bb est investi en actions, et 5 \u00e0 10% est investi dans des entreprises de l&rsquo;\u00e9conomie sociale et solidaire. 3 des 6 FCPE sont labellis\u00e9s ISR :<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-27826\" src=\"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-content\/uploads\/Amundi_listeFCPE-300x186.jpg\" alt=\"\" width=\"300\" height=\"186\" \/><\/p>\n<p>Plus d&rsquo;info sur le <a href=\"https:\/\/www.amundi-ee.com\/epargnant\/Actu-et-Videos\/Actualites\/Dossiers\/L-Investissement-Socialement-Responsable\">site Amundi<\/a><\/p>\n<p>Contact : A Barroux<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lorsqu&rsquo;Amundi (gestionnaire de l&rsquo;\u00e9pargne salariale et retraite des salari\u00e9s ALE) vous propose de lui d\u00e9l\u00e9guer le pilotage de votre \u00e9pargne retraite, le robot conseiller vous pose peu de questions. En [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":27826,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,23,40],"tags":[],"class_list":["post-27814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe","category-prestataires-de-services","category-tresor"],"publishpress_future_action":{"enabled":false,"date":"2026-05-07 03:32:20","action":"category","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/posts\/27814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/comments?post=27814"}],"version-history":[{"count":7,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/posts\/27814\/revisions"}],"predecessor-version":[{"id":28764,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/posts\/27814\/revisions\/28764"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/media\/27826"}],"wp:attachment":[{"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/media?parent=27814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/categories?post=27814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ce-illkirch.fr\/wordpress\/wp-json\/wp\/v2\/tags?post=27814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}